UBL gifts Prepaid Debit VISA Card as Eid Gift
UBL has issued their Prepaid Debit Card UBL Wiz reminder via newspapers advertisement. The card is packed in a gift wrapper with “Eidi in a new Style” written on the top of the gift wrapper. We have already covered the benefits, features and charges of UBL Wiz under our previous post entitled “UBL introduces Prepaid VISA Debit Card”.
The card is first of its kind in Pakistan. We haven’t seen Prepaid Debit VISA cards before in Pakistan. To have this card in your pocket, you don’t even need to have a bank account. Just go to UBL branch with your original NIC and it will be enough. You may read the post linked above for more details about how the card works, what are the charges and what are the benefits of UBL Wiz.
UBL introduces Prepaid VISA Debit Card
For the first time in Pakistan, United Bank Limited introduces prepaid VISA debit cards. This debit card named UBL Wiz is Pakistan’s first Prepaid VISA Debit Card that provides you all the benefits of an ATM and Debit Card. Other than ATM machine, you can use this card anywhere VISA is accepted. The card also gives you the facility of online usage with just nominal session charges.
Features and Benefits
For all CNIC Holders: A CNIC holder can hold a maximum of 3 cards at a time including UBL Wiz Teen, UBL Wiz Travelers and UBL Wiz Ladies card.
24 hours free helpline: You can call UBL toll free help line 0800-11825 whenever you want any sort of help.
Online Shopping: The card can be used on internet with session charges of Rs.100. One session can be maximally up to 24 hours.
Other Facilities: You can receive e-statements on daily, weekly, monthly, quarterly or semi-annually basis right at your email. Moreover, you can inquire balance and can get mini statement from any UBL ATM machine.
Card Limit
|
Limits |
Travelers VISA (Rs.) |
Ladies VISA (Rs.) |
Teen VISA (Rs.) |
|
Maximum Balance |
200,000 |
50,000 |
20,000 |
|
Loading/Reloading |
100,000 |
25,000 |
10,000 |
|
ATM withdrawal per day |
40,000 |
20,000 |
20,000 |
|
POS usage per day |
100,000 |
50,000 |
20,000 |
|
Internet usage per day |
100,000 |
25,000 |
10,000 |
Fee Structure
|
Type |
Fee |
|
Card Issuance |
Rs.100 + 10% FED |
|
Reload Fee (Minimum Rs.50) |
0.1% + 10% FED |
|
Withdrawal from UBL ATM |
Free |
|
Withdrawal from any other ATM |
Rs.15 |
|
Internet Usage |
Free activation with Rs.100 per session |
|
Cancellation Charges |
Rs.100 + 10% FED |
The card is initially available at selected branches in Lahore, Islamabad, Karachi and Faisalabad. You can also enjoy a certain percentage of discounts from UBL Wiz card from a number of merchants in your city. I must say this is a valuable addition to Pakistan’s banking. Now, without any bank account you can enjoy VISA debit card. So rush and get your card today.
UBL Debit Card Got Power of Credit Card
For the first time in Pakistan, a debit card got the power of a credit card. United Bank Limited (UBL) now powered its UBL Wallet Visa debit card with the ability to be used online for shopping. The only usage difference previously between debit and credit card was the ability of credit card to be used online. Now, this difference is also bridged by UBL by allowing it’s customers with the facility of using debit card online too.
If you don’t have a UBL Wallet debit card, you can have it if you have a bank account in UBL. If you have one, then go to your branch and fill-in the application for UBL Wallet. Your card will be ready within 2 to3 weeks of the application by the applicant. Once you hold the card in your hand, you can use it either online or offline. To activate your card for online usage, simply call 0800-11825. The Phone bankers will help you in your card activation and will set your online shopping limits too.
For enhanced security, UBL allows you to set your custom defined session duration and transaction amount. You will be charged Rs.100 per session. With maximum each day spending limit of Rs.100,000 for Gold card holders and Rs.50,000 for Silver card holders, you can spend all the amount in your limit during one session. You can change your session details later by just calling the toll free help line.
